Talk to a Mortgage Lender

Your mortgage loan officer will need information about your job, income, credit, lifestyle and financial goals to determine the best loan for your needs.

Before you meet with a loan officer and start the mortgage application process, you can do a few things to prepare:

• Work on your credit score: Generally speaking, the better your credit score, the easier it is to secure a mortgage.
• Get prequalified: You can prequalify for a mortgage online to expedite the lending process.
• Gather your information: Collect and organize relevant personal and financial information.

Mortgage loan officers have the knowledge and experience to help you get the best mortgage terms. The experts at Midland States Bank customize their approach to your unique needs and help you navigate the homebuying process with confidence.

Yes! When you apply online for a mortgage with Midland States Bank, you receive a streamlined, digital experience, but a dedicated Mortgage Expert will be by your side, providing guidance every step of your home buying journey.

Here's our step-by-step guide to the home buying process. If you choose Midland as your mortgage provider, we will be here to help walk you through the entire journey.